MoneyWise AI

Take Control of Your Money with anAI-Powered Financial Co-Pilot

Our app analyses your downloaded bank statements, scans bank, credit card statement, bills and subscriptions, hunts for better deals, and explains every recommendation in plain English—so you can save more, stress less, and stay scam-safe.

Financial dashboard interface

Why This App?

Built for real people. Powered by real intelligence.

Traditional comparison sites just show prices. Money blogs just give advice.
This app does both—and then goes further:

Live Market Comparison

MoneySupermarket-style price comparison across thousands of products in real-time

Unbiased, Explainable Advice

MoneySavingExpert-style guidance with clear reasoning behind every recommendation

AI Personalisation & Automation

Generative AI that does the heavy lifting for you, automatically

All in one secure, easy-to-use app.

Your AI Financial Co-Pilot

Meet your always-on money assistant.

AI assistant analyzing finances

Understands your full financial picture

Connect your bank accounts via Open Banking and let the app build a real-time view of your income, bills, debt, and spending.

Explains everything in plain English

Ask questions like "Why did my bill go up?" or "What's the best loan for me?" and get clear, jargon-free answers with full reasoning behind each recommendation.

Acts on your behalf (with your permission)

Set rules like "Switch my energy if I can save more than £50 a year" and let the app do the comparison and switching work in the background.

Turn Chaos into Clarity

All your financial life in one dashboard.

Unified Financial Overview

See your bank accounts, credit cards, loans, insurance, energy and broadband contracts in one clean dashboard.

Contract & Renewal Tracking

Get alerted before renewals and price hikes—never get caught by auto-renewals again.

Household Financial "Digital Twin"

The app builds a dynamic model of your household finances so it can forecast spending, spot waste, and identify your biggest opportunities to save.

Financial dashboard view

Kill Wasteful Spend in Minutes

Subscriptions & bills, finally under control.

Smart Subscription Finder

Automatically detects recurring payments from your bank transactions and highlights duplicate, unused or overpriced services.

One-Tap Cancellation

Cancel unnecessary subscriptions with a tap (via integrations or pre-built letters/emails), and track how much you've saved.

Bill & Policy Explainer

Upload any bill or policy document and the AI will:

  • • Summarise the key points
  • • Highlight hidden fees and gotchas
  • • Remind you of your rights
  • • Suggest cheaper or fairer alternatives

Stay Ahead of Scams & Fraud

Built-in scam radar so you don't get caught out.

Security protection

Live Scam Alerts Feed

See the latest scams, how they work, and exactly how to protect yourself.

Personalised Scam Warnings

Get alerts when the system spots patterns in your activity that resemble known scams or fraud risks.

Security-First Design

  • • Bank-grade encryption
  • • Privacy-first data handling
  • • Tamper-evident audit logs for key actions

Goals, Automation & Simulations

Plan it. Simulate it. Let the app do the heavy lifting.

Set Clear Money Goals

Examples:

  • • Reduce my bills by 15% this year
  • • Save £200 a month
  • • Prepare to buy a home
  • • Improve my credit score

Smart Automation Rules

Put your money on autopilot:

  • • Auto-switch when savings pass a threshold
  • • Auto-cancel stale subscriptions
  • • Auto-notify before renewals

Interactive "What-If" Simulations

Try scenarios like:

  • • "What if I switch my mortgage?"
  • • "What if I save £50 more per month?"
  • • "What if I change my energy tariff?"

Learn as You Save

Financial education that adapts to you.

Financial education

Personalised Learning Pathways

The app builds a "Money Mastery" path tailored to your age, goals, and situation.

Bite-Sized Lessons & Quizzes

Short, simple lessons on credit, budgeting, investing basics, contracts, and consumer rights.

AI Coaching, 24/7

Ask anything—from "What is APR?" to "Should I overpay my mortgage?"—and get clear, transparent, and contextual answers.

Smarter Marketplace, Not Just More Offers

A marketplace that works for you, not the other way round.

Curated Financial Products

Compare loans, insurance, broadband, energy and more—matched to your profile and goals.

Explainable Comparisons

Not just "this one is cheaper":

  • • Why it's recommended
  • • What you gain
  • • What you give up
  • • Any risks or small print to watch

No-Nonsense Transparency

We clearly mark where we earn commission and never hide cheaper options that might not pay us.

For Advertisers & Partners

Reach the right customers with intelligent, ethical targeting.

Starter

£49/month

28-day free trial

  • 1 active campaign
  • Up to 3 product listings
  • Standard marketplace placement
  • Basic analytics
  • AI content quality scoring
Most Popular

Growth

£149/month

28-day free trial

  • Up to 5 active campaigns
  • Up to 10 product listings
  • Priority marketplace placement
  • Intelligence insights
  • AI auto-optimisation
  • A/B testing & API access

Premium

£399/month

28-day free trial

  • Unlimited campaigns
  • Unlimited product listings
  • Top-tier placement
  • Dedicated account manager
  • Advanced analytics
  • Priority support & SLA

Security, Trust & Transparency

Your data, your rules.

Bank-Grade Security

End-to-end encryption for all sensitive data. Passwords are hashed and never stored in plain text.

Full Transparency & Control

  • See exactly what data you've shared
  • Turn off personalisation if you wish
  • Disconnect bank accounts at any time
  • Request data export or deletion

Explainable AI

Every recommendation comes with a clear explanation of the "why" behind it. No black boxes, no blind trust required.

Start Your 28-Day Free Trial

No credit card required.

Just connect, explore, and let your new AI financial co-pilot show you where you can save.